In the United States, it is statistically more likely for a person involved in a car accident to be hit by another driver than it is to be hit by a vehicle in a separate accident. It is also significantly more likely to be struck by a bike or pedestrian. If you are involved in an accident, your insurance company may ask you to provide a police report and/or insurance policy document.
Insurance companies love dash cams because they often show accidents and assess damage during their recording. So, if you’re at the receiving end of an accident, and have the proof of injury recorded through a dashcam, you will have grounds to get compensation for your losses depending on the damages. Many use the dashcam video to compare with other similar incidents to determine whether or not to reduce a policy’s premiums. The best way to make sure you are protected is to install a dash cam, but they are not without their risks. So, how Does a Dash Cam Affect Your Insurance Policy?
You will have a record of when an accident occurs
Many people don’t realize that using a dash cam doesn’t void your insurance. In fact, it could actually increase your chances of getting a discount if you have an accident on camera. It may seem like a daunting task to get someone to cover the cost of your car if it is totaled, but it will be a lot easier if they see video evidence of the accident. In such a situation, getting in touch with a lawyer from a reputed firm like Gruber Law Offices is also a good idea, as they can help you use the evidence to negotiate your insurance. You never know what’s going to happen in the future, and it’s always a good idea to be able to prove to the insurance company that you were not at fault when it comes to a collision.
You can fight against insurance fraud
While driving away from the sky-high rental car rates and tricky insurance policies that come with renting a vehicle, many people forget to take their dash cams into consideration. According to a study conducted by the AAA Foundation for Traffic Safety, drivers who have dash cameras are 25 percent less likely to commit insurance fraud than those who do not. The study also showed that drivers with dash cameras were 3.2 times less likely to get into an accident where the other driver was at fault. Did you know that insurance companies can use your dash cam video footage against you and that many insurance companies are already taking advantage of this by refusing to pay for damage claims, especially if the claimant has a dash cam? Insurance fraud is a serious problem that insurance companies are trying to fight. However, that will not work for everyone. Therefore, coverage might still be necessary even if you don’t have a dash cam.
Many drivers wonder if having a dash cam installed in their vehicles can lead to potential discounts or affect their premiums. While insurance companies vary in their policies, a dash cam can often serve as an objective witness in the case of an accident, providing crucial evidence to determine fault. This can be advantageous when filing a claim and may potentially influence insurance outcomes. Moreover, the presence of a dash cam can benefit individuals involved in personal injury cases. A skilled personal injury lawyer like those found on https://www.plfirm.com/ (and similar sites) can leverage the footage captured by the dash cam to build a compelling case, shedding light on the sequence of events and helping to establish liability. By presenting clear and irrefutable evidence, a dash cam, coupled with the expertise of a personal injury lawyer, can be a valuable asset in navigating the complexities of insurance claims and legal proceedings.
Importance of Dash Cam
Dash cams are a relatively new product in the automotive industry, but they have recently captured the attention of consumers due to the increase in accidents. The devices are becoming commonplace on roads today, and they can be helpful in situations where an accident may occur. Interestingly, in certain jurisdictions, there are legal mandates that make it obligatory for drivers to equip their vehicles with dash cameras. This requirement serves as a protective measure, particularly in situations that involve car accidents. By recording crucial evidence, dash cams can play a pivotal role in legal proceedings, aiding both law enforcement and your lawyers (like the personal injury lawyer Rolling Meadows) in establishing the facts of an incident and ensuring justice is served.
Dash cams are becoming a common item in many cars. They are cameras installed on the car’s dashboard that records the driver’s movements. The Dash Cam records the video and audio of the road while the car is moving. Dash cams have become popular among both professional drivers and fleets, and many insurance companies have begun to adopt them as an integral part of their employee accident insurance programs. Some believe that dash cams will be the new “black box” in the near future since they are cheaper than traditional forms of accident investigation. Dash cams are an effective way to record driving incidents, but no self-respecting insurance company will be complete without one. They are particularly useful for any business run from a vehicle, such as delivery drivers, or vehicles used by remote staff or contractors, such as carpool drivers or taxi drivers.
No matter what you read in the news, thousands of people lose their lives in car accidents every year. So why is this happening? The answer is simple: drivers are often not paying attention to road signs, traffic signals, and other hazards and are not responding to them. Another problem is that most drivers don’t have a dash cam installed in their vehicle to capture footage of what is going on around them.
